The Budget Kit: The Common Cents Money Management Workbook »

Judy Lawrence, MS Ed., lives in Silicon Valley and is a Personal Financial Counselor, Budget Coach and popular speaker on basic money management. Her master’s degree in counseling enhances her skill in helping people manage their money. Judy has been a frequent guest on TV and radio including CNBC, WGN, Iyanla Show, CNN Radio, USA Radio Network and Business Talk Radio and featured in Money, Kiplinger’s, the Chicago Sun-Times, and San Jose Mercury News.

One of the best-loved roadmaps in the budget management genre, The Budget Kit is purchased year in and year out by its legions of dedicated fans who have learned to make budgeting as second nature as breathing. Judy Lawrence makes it easy, with this proven workbook for getting your financial house in order.

Covering everything from daily expenses to retirement and investments, child support, medical expenses, mail order purchases, gift giving, and tax deductible expenses, it offers an overall view of personal and family finances in monthly and yearly snapshots. The Budget Kit helps consumers:

• organize and maintain daily and monthly records of financial information
• use Internet resources wisely and well
• plan and manage finances, even with irregular paychecks
• reduce debt using the unique debt-reduction calculator
• anticipate monthly and yearly expenses, avoiding unpleasant surprises
• gain confidence and financial peace of mind

More than 50 graphs, forms and charts make the budgeting concepts crystal clear, and embody the hands-on attitude necessary to take charge of personal financial management.