Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age » (Reprint)

David Bach is the author of the runaway bestseller The Automatic Millionaire, which spent fourteen weeks on the New York Times bestseller list, and was simultaneously number one on the New York Times, USA Today, BusinessWeek, and Wall Street Journal business bestsellers lists. He is also the author of the national bestsellers Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook. Bach has appeared twice on The Oprah Winfrey Show to share his strategies for living and finishing rich, and he is a regular contributor to CNN’s American Morning. His FinishRich® seminars are the leading financial seminars in North America, having been taught by thousands of financial advisors to more than half a million people in more than 2,000 cities. He lives in New York with his wife, Michelle, and his son, Jack. To read excerpts of any of David Bach’s books, please visit his website at www.finishrich.com.

START LATE, FINISH RICH applies David Bach's financial wisdom to all those who forgot to save (or just plain procrastinated) and are worried that it is too late to achieve financial freedom. For those who worry that they'll never be able to retire on their current savings, hope and help have arrived. David's message is that it is never too late to finish rich. This audiobook will provide a plan that anyone can follow to use the power of concepts like "Pay Yourself First," "the Latte Factor," and "Make it Automatic" to build wealth fast, as well as all-new strategies tailored to the needs of late bloomers. Whether in your 30s, 40s, 50s, or even older, Bach's simple, clear, concise and empowering guide provides an easy game plan for building a healthy savings.

Publishers Weekly

The seventh book in seven years of the Finish Rich series (two million in print) is aimed at older readers who have neglected their savings. It reads like an infomercial script, brassily positive and unrelentingly motivational. Anyone can finish rich, says Bach (Automatic Millionaire, etc.), if they are willing to "spend less, save more, and make more." The bulk of the book describes a variety of tactics and strategies (many covered in his previous books) for accomplishing these three tasks. Readers of financial help books will have heard many of Bach's ideas before, but he does deliver a lion's share of solid advice in an entertaining format, and, for good measure, he throws in an occasional counterintuitive gem, such as why paying off credit card debt can be "a huge mistake." He also anticipates and overcomes common objections ("dealing with debt doesn't mean putting the rest of your life on hold"), although anyone impolite enough to push back too hard is dismissed: "I have a term for negative people who seem to enjoy raining on other people's parades. I call them dream stealers,' and I try to avoid them." Agent, Jan Miller. (Jan. 4) Copyright 2004 Reed Business Information.

Introduction     1
It's Time to Get it
So You Started Late-Give Yourself a Break Already!     13
It's About Your Money, It's About Your Freedom     17
Spend Less
Find Your Double Latte Factor     29
How to Transform Your Debt into Wealth     49
Manipulate the Credit Card Companies-Legally     59
DOLP Your Debt Out of Existence     68
Beware of the "Nonprofit" Promise of Debt Counselors     77
Save More
Pay Yourself First...Faster!     87
Toss Out the Budget and Make It Automatic     99
Your Life Should Be Interesting-Your Investments Should Be Boring     114
Why Renters Stay Poor and Homeowners Get Rich     138
How to Buy a Home, Pay It Off Early-and Save {dollar}71,000     152
Make More
Who Says You Can't Make More?     163
A Four-Week Action Plan to Get a Raise     175
Becoming Your Own Boss-Without Quitting Your Day Job     190
Make More...on eBay     205
Make More...in Direct Selling     211
Make More...in Franchising     228
Get Rich Investing in Real Estate...on the Weekend     246
Get Rich in Real Estate: The Advanced Course     274
Give More, Live More
It's Never Too Late to GiveMore     295
Start Late, Live Rich!     308
You Started Late...But Your Kids Don't Have To     320
The Finish Rich Annual Survey     328
Acknowledgments     331
Index     335