Authors: Dave Ramsey
ISBN-13: 9780670032082, ISBN-10: 0670032085
Format: Hardcover
Publisher: Penguin Group (USA)
Date Published: January 2003
Edition: (Non-applicable)
Dave Ramsey conducts financial workshops through Lampo, Inc., and is the host of a popular nationally syndicated radio talk show. He holds a degree in finance from the University of Tennessee.
Dave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually.
In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers:
• how to get out of debt and stay out
• the KISS rule of investing-"Keep It Simple, Stupid"
• how to use the principle of contentment to guide financial decision making
• how the flow of money can revolutionize relationships
With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
An updated, expanded version of Ramsey's first book about overcoming debt and managing personal finances, this edition boasts new chapters on the relationship between money matters and family matters. (Originally self-published in 1992, Financial Peace had its sales bolstered by Ramsey's eponymous personal finance radio talk show; the 1997 Viking edition became a business bestseller.) When it comes to solving money problems, Ramsey knows whence he speaks: he had made and lost a real estate fortune by age 30. His straightforward guide to fiscal tranquility covers the basics of career (work hard in a job you're good at), savings (sock away 10% of your take-home pay), investments (invest long-term with pretax dollars) and spending (live below your income). The new chapters offer financial advice for singles, spouses and parents-agreeing on money matters, Ramsey says, leads to "fabulous unity" in a marriage. Commentary from Ramsey's wife, Sharon, concludes each chapter; while often a bit drippy ("Communicating with those closest to you is important. A lot of times this will be your spouse or your best friend"), it puts another reassuring layer on an already warm (sometimes Christian-themed) and helpful text. (Jan.) Copyright 2003 Cahners Business Information.
Preface | ||
Prologue | ||
Acknowledgments | ||
Ch. 1 | The Beginning...A Very Good Place to Start | 1 |
Ch. 2 | Enough of Anything is Too Much | 7 |
Ch. 3 | The Basics (A Foundation) | 17 |
Ch. 4 | Understand the Spiritual Aspects of Money | 23 |
Ch. 5 | Let the Buyer Beware - Caveat Emptor | 35 |
Ch. 6 | Career Choice | 45 |
Ch. 7 | Lifestyles of the Rich | 55 |
Ch. 8 | Dumping Debt | 67 |
Ch. 9 | Cucumbers, Collectors, and Credit Reports | 95 |
Ch. 10 | Pile Up Plunder | 107 |
Ch. 11 | "Kiss" Your Money | 125 |
Ch. 12 | Of Mice and Mutual Funds | 141 |
Ch. 13 | Buy Only Big, Big Bargains | 163 |
Ch. 14 | Families and Funds | 183 |
Ch. 15 | Carefully Consider Counsel | 193 |
Ch. 16 | Why Written? | 203 |
Ch. 17 | Do It Daily | 219 |
Ch. 18 | Baby Steps | 225 |
Ch. 19 | The End...or Just the Beginning? | 233 |
Appendix and Notes | 237 | |
About the Author | 275 |