Start Where You Are, Retirement Planning in a Changing World »

Chris Farrell, host of public television's Right on the Money and public radio's Sound Money.

Whether people have planned for their "golden years" or haven't given them much thought, Ruth Hayden, nationally known educator and financial consultant, says that it is never too early or too late to control one's financial present or create a secure future. The author notes that the perpetual vacation after age sixty-five will not be the retirement model for most people in the 21st century. She provokes the readers to think about what they really want for their lives guiding them to create a personal life vision to bring balance to the physical, emotional, spiritual, and financial aspects of life. Ruth encourages the readers to take charge of their lives, developing a realistic plan for a successful, fulfilling retirement. Ruth assists the reader to, Start Where You Are at age thirty, forty, fifty, sixty, seventy or beyond to plan for the rest of your life.

Chris Farrell, host of public television's Right on the Money and public radio's Sound Money

"Start Where You Are" is a delight to read. It's like sitting down with Ruth and carrying on a warm, lively conversation about ways to transform dreams into reality, to bring balance into life, and to take control of our finances. Ruth offers plenty of sensible, no nonsense advice for managing money through the ages. But her passion is on helping you create a vision and a realistic plan for achieving the kind of life you want, especially during your later years. Do you want to start mapping out your blueprint for a good retirement? Then I highly recommend "Start Where You Are."