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Risk Management and Insurance » (1st Edition)

Book cover image of Risk Management and Insurance by Etti G. Baranoff

Authors: Etti G. Baranoff, Esther Zippora Baranoff
ISBN-13: 9780471270874, ISBN-10: 0471270873
Format: Hardcover
Publisher: Wiley, John & Sons, Incorporated
Date Published: April 2003
Edition: 1st Edition

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Author Biography: Etti G. Baranoff

Book Synopsis

The terrorist attacks of September 11, 2001 and the Enron scandal both highlighted the importance of risk management and insurance. Giving particular attention to the market's increased sense of vulnerability and the newest technologies, Risk Management and Insurance provides a clear introduction to the complexities of this field. With chapters on topics such as e-risks and enterprise risk and a focus on connecting each chapter into the bigger picture, Baranoff's approach is to show students how the latest developments and the field's traditional approaches fit together.

Table of Contents

Preface
About the Author
Introduction: Risk and Insurance after September 11, 20011
Pt. IFundamentals of Risk Management and Insurance9
1Risk10
2Insurance28
3The Evolution of Risk Management44
Pt. IIInsurance Operations, Institutions, and Markets69
4Insurance Company Operations70
5Insurance Institutions, Markets, and Regulation93
Pt. IIIInsurance Contracts121
6Fundamental Doctrines Affecting Insurance Contracts122
7Structure and Analysis of Insurance Contracts142
Pt. IVProperty and Liability Risks161
8Property Risk, E-commerce Property Risk, and Global Risk162
9The Liability Risk180
10Managing Home Risks204
11Managing Automobile Risks238
12Business Insurance269
13Workers' and Unemployment Compensation300
Pt. VLife, Health, and Retirement Risks329
14Life Insurance330
15Social Security369
16Employee Benefits: Fundamentals, Life, and Disability Risks390
17Employee Benefits: Medical Care415
18Employee Benefits: Retirement Plans441
19Annuities, Individual Health Products, and Need Analysis469
Case 1The Smith Family's Insurance Portfolio503
Case 2Galaxy Max Employee Benefits509
Case 3Non-Traditional Insurance Programs: The New Generation525
Case 4Financial Risk Management for Hometown Bank541
App. A549
App. B575
App. C589
App. D597
App. E599
App. F613
Index627

Subjects