Authors: HARRINGTON, Gregory R. Niehaus, Gregory R. Niehaus
ISBN-13: 9780072339703, ISBN-10: 0072339705
Format: Hardcover
Publisher: McGraw-Hill Companies, The
Date Published: July 2003
Edition: 2nd Edition
For many years, introductory insurance textbooks presented insurance as a subject based in contracts. Slowly, the course has moved toward a consumer orientation, providing students with a broad, descriptive survey of the insurance field, covering topics such as legal aspects, life and health, and property and liability. Over the past 10 years, textbooks began to promote, and to a limited degree, incorporate a stronger business risk management component while maintaining a consumer orientation. Harrington/Niehaus' Risk Management and Insurance 2e is written to take the next step offering the essential aspects of insurance contracts and the insurance industry while providing a substantially more conceptual analysis and attention to business risk management and public policy issues that exists in current texts.
1 | Risk and its management | 1 |
2 | Objective of risk management | 15 |
3 | Risk identification and measurement | 30 |
4 | Pooling arrangements and diversification of risk | 54 |
5 | Insurer ownership, financial, and operational structure | 75 |
6 | Insurance regulation | 97 |
7 | Insolvencies, solvency ratings, and solvency regulation | 115 |
8 | Insurance pricing | 134 |
9 | Risk aversion and risk management by individuals and corporations | 162 |
10 | Insurability of risk, contractual provisions, and legal doctrines | 179 |
11 | Loss control | 201 |
12 | Legal liability for injuries | 215 |
13 | Automobile insurance | 242 |
14 | Homeowners insurance | 276 |
15 | Life insurance and annuities | 297 |
16 | Employee benefits : overview and group medical coverage | 334 |
17 | Retirement plans | 364 |
18 | Workers' compensation and employee injuries | 388 |
19 | Social security | 414 |
20 | Risk management and shareholder wealth | 441 |
21 | Tax, regulatory, and accounting factors affecting corporate risk management | 463 |
22 | Risk retention/reduction decisions | 484 |
23 | Commercial insurance contracts | 500 |
24 | Hedging with derivative contracts | 526 |
25 | Alternative risk transfer | 550 |
26 | Analysis tools used in corporate risk management | 570 |
27 | Enterprise risk management : a case study | 591 |
28 | Corporate liability to customers, third parties, and shareholders | 605 |
29 | Issues in liability risk and its management | 625 |