Authors: John Ventura
ISBN-13: 9780764558306, ISBN-10: 0764558307
Format: Paperback
Publisher: Wiley, John & Sons, Incorporated
Date Published: February 2005
Edition: (Non-applicable)
John Ventura, JD, is a board-certified bankruptcy attorney and an authority on consumer and small business legal issues. His books include The Credit Repair Kit and The Bankruptcy Kit.
Get answers to your legal questions in plain English!
Find out how to protect your family, your money, your job, and your rights
If you're like most people, you probably don't know much about your legal rights and responsibilities until you run smack-dab into a messy legal problem. Now revised and updated, this friendly guide helps you get a handle on a wide range of everyday legal issues, decipher legal mumbo-jumbo and come out on top.
Discover how to:
Introduction | 1 | |
About This Book | 2 | |
Conventions Used in This Book | 3 | |
How Is This Book Organized | 3 | |
Icons Used in This Book | 5 | |
Where to Go from Here | 6 | |
Part I | Basic Legal Stuff | 7 |
Chapter 1 | All About Our Legal System | 9 |
What Are Laws and Where Do They Come From? | 9 | |
Civil Law versus Criminal Law | 12 | |
Our Court Systems | 12 | |
All about Contracts | 15 | |
What to Expect If You're Involved in a Lawsuit | 21 | |
Chapter 2 | Do It Yourself: Solving Your Own Legal Problems | 25 |
Easy Ways to Solve Legal Problems | 25 | |
Dispute Resolution: Burying the Hatchet | 27 | |
The People's Court | 31 | |
Chapter 3 | Solving Legal Problems with an Attorney | 35 |
When You Need an Attorney | 36 | |
Why You Need an Attorney | 36 | |
What to Look For in an Attorney | 37 | |
Where to Find an Attorney | 39 | |
Getting to Know You, Getting to Know All About You | 40 | |
Talking Dollars and Cents | 41 | |
The Attorney-Client Relationship | 43 | |
If You're Unhappy with Your Attorney | 45 | |
Why Didn't I Think of That First? | 46 | |
Can't I Act as My Own Attorney? | 46 | |
Part II | Laws That Affect Your Daily Life | 47 |
Chapter 4 | Relationships, Marriage, and Divorce | 49 |
Getting Married | 54 | |
Breaking Up Can Be Hard to Do | 57 | |
Deadbeat Dads ... and Moms | 68 | |
Unmarried Women and Child Support | 71 | |
Chapter 5 | Parenting and Child Care | 73 |
To Be or Not to Be a Parent | 73 | |
Being a Parent Is Serious Stuff | 74 | |
Defining the Roles of Legal Guardians and Foster Parents | 77 | |
Protecting Against Abuse and Neglect | 78 | |
The Ins and Outs of Adoption | 79 | |
Using a Surrogate | 82 | |
Child Care | 84 | |
Chapter 6 | The Law and Your Job | 87 |
Applying for a Job | 87 | |
Dealing with Job Offers That Come with Conditions | 90 | |
Legal Issues on the Job | 91 | |
Dealing with Employment-Related Discrimination | 98 | |
Sexual Harassment | 100 | |
Safety on the Job | 102 | |
What Your Employer Has the Right to Know about You | 103 | |
Calling It Quits | 106 | |
Chapter 7 | Driving and the Law | 109 |
Getting Your Driver's License | 109 | |
The Rules of the Road | 110 | |
Uh Oh! Stopped by the Cops | 111 | |
Getting Tickets | 112 | |
Accidents Happen | 113 | |
Drinking and Driving | 114 | |
The Responsibilities of Owning a Vehicle | 115 | |
Chapter 8 | Privacy: Do You Really Have Any? | 117 |
Who Knows What About Me? | 118 | |
The Federal Privacy Act | 119 | |
The Right to Financial Privacy Act | 122 | |
The Federal Identity Theft and Assumption Deterrence Act | 126 | |
The Federal Health Insurance Portability and Accountability Act | 138 | |
Post-9/11 Inroads into Your Privacy: The Patriot Act | 141 | |
Part III | The Law and Your Money | 145 |
Chapter 9 | So You Want to Be an Entrepreneur! | 147 |
Getting Off to the Right Start | 148 | |
Working out of Your Home | 156 | |
Making Nice with the IRS | 157 | |
Knowing Your Employees | 159 | |
Patents, Trademarks, and Copyrights | 160 | |
When Good Businesses Go Bad: Bankruptcy | 164 | |
Chapter 10 | Credit: Getting It, Using It, Losing It, Rebuilding It | 167 |
Getting Credit | 168 | |
Using Credit and Protecting Your Credit Record | 170 | |
When You Can't Pay Your Bills | 179 | |
The Credit Repair Organizations Act | 187 | |
Chapter 11 | Smart Spending | 189 |
Shopping by Mail or on the Internet | 190 | |
Knock Knock: Buying from a Door-to-Door Salesperson | 190 | |
Avoiding Scams: Do I Have a Deal for You! | 191 | |
Buying a Product on Warranty | 198 | |
Chapter 12 | Buying and Selling a Home | 201 |
Finding a Home to Buy | 201 | |
Working with an Agent or Broker | 202 | |
If You're the Seller | 203 | |
If You're the Buyer | 208 | |
Finding a Mortgage | 211 | |
Closing the Deal as the Buyer | 215 | |
Closing and the Seller | 216 | |
Buying or Building a New Home | 217 | |
Part IV | Tough Stuff: Being Sick, Getting Older, Dying | 219 |
Chapter 13 | Your Health Care Rights | 221 |
Power to Patients! | 222 | |
Your Rights If You're HIV-Positive or Have AIDS | 229 | |
Fighting Medical Malpractice | 231 | |
Paying for Your Medical Expenses | 232 | |
Chapter 14 | Getting Older: We All Do It | 241 |
Financing Your Retirement | 242 | |
Managing Medicare | 251 | |
Nursing Home Care | 262 | |
Home Health Care | 269 | |
Chapter 15 | Estate Planning | 273 |
What Does Estate Planning Involve and How Do I Do It? | 274 | |
The Importance of an Estate Planning Attorney | 274 | |
Starting with a Will | 276 | |
Alternatives to a Will | 283 | |
Taxes (Of Course) | 289 | |
Planning for Your Incapacitation | 289 | |
Chapter 16 | Death and Dying: Doing It Gracefully | 291 |
Laying It Out in a Living Will | 291 | |
Giving Someone a Durable Power of Attorney for Your Health Care | 293 | |
If You Don't Have a Living Will or Durable Power of Attorney for Health Care | 294 | |
Planning Your Funeral Without Getting Ripped Off | 296 | |
Euthanasia, Doctor-Assisted Suicide, and Your Right to Die | 303 | |
Part V | Crime and Punishment | 305 |
Chapter 17 | Do the Crime, Do the Time | 307 |
What Is a Crime? | 307 | |
Types of Crimes | 308 | |
Getting Arrested | 309 | |
The Trial | 320 | |
Your Rights as a Prisoner | 327 | |
If You're the Victim of a Crime | 327 | |
Chapter 18 | Juvenile Law: The Times Are Changing | 329 |
Juveniles and the Law | 329 | |
If Your Child Gets Arrested | 330 | |
Harsher Treatment for Some Juveniles | 334 | |
Parents Beware: The Laws May Hold You Accountable! | 335 | |
Part VI | The Part of Tens | 337 |
Chapter 19 | More Than Ten Ways to Avoid Legal Problems | 339 |
Increase Your Legal IQ | 339 | |
Think Before You Act | 339 | |
Use Common Sense | 340 | |
Commit Important Agreements to Writing | 340 | |
Purchase Adequate Insurance | 341 | |
Keep Your Debt to a Minimum and Save Regularly | 341 | |
Be Forgiving in Your Dealings with Others | 342 | |
Don't Argue with Law Enforcement Officials | 342 | |
Don't Thumb Your Nose at the IRS | 342 | |
Don't Mix Flirtation with Business | 342 | |
Meet Your Child Support Obligations | 343 | |
Don't Set Up Your Business as a Partnership | 343 | |
Plan Your Estate | 344 | |
Chapter 20 | Ten Common Mistakes Consumers Make When Hiring an Attorney | 345 |
Not Asking an Attorney to Come Down in Price | 345 | |
Thinking That Lawyers Who Advertise Should Be Avoided | 346 | |
Hiring an Attorney You Don't Feel Comfortable With | 346 | |
Not Avoiding Attorneys Who Win by Intimidation | 347 | |
Hiring an Attorney Because You're Angry and Want to Get Even | 347 | |
Not Telling Your Attorney Everything about Your Case | 348 | |
Hiring Someone You Know to Represent You | 348 | |
Not Checking Your Attorney's Courtroom Track Record | 349 | |
Not Getting a Written Contract or Agreement of Representation | 349 | |
Not Making Certain That Your Attorney Doesn't Have a Conflict of Interest | 349 | |
Not Interviewing More Than One Attorney | 350 | |
Index | 351 |