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Commercial Banking: The Management of Risk » (33rd Edition)

Book cover image of Commercial Banking: The Management of Risk by Benton E. Gup

Authors: Benton E. Gup, Donald R. Fraser, James W. Kolari, Benton E. Gup
ISBN-13: 9780471469490, ISBN-10: 0471469491
Format: Hardcover
Publisher: Wiley, John & Sons, Incorporated
Date Published: August 2004
Edition: 33rd Edition

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Author Biography: Benton E. Gup

Book Synopsis

Keep up with what's happening right now in banking.

From the growth of electronic banking, to the rapid rise in overseas operations, to deregulation and recent laws, Gup and Kolari's Commercial Banking: The Management of Risk, Third Edition will help you understand these new realities and keep up with what's happening in the banking industry.

With a strong emphasis on managing risk and maximizing profit, this up-to-date text provides a comprehensive, practical introduction to bank management and current banking practices used to control different kinds of risk. You'll examine the factors that affect the value of a bank and techniques for managing that value including the use of financial derivatives. You'll also explore the principal lending activities to businesses and individuals from the point of view of both the bank and the borrower.

Features

  • New chapter on Credit Evaluation (Chapter 8).

  • New chapter on Securities, Investment, and Insurance Services (Chapter 15).

  • Expanded coverage of futures and options and their use in managing bank risks.

  • A strong emphasis on lending.

  • Comprehensive coverage of banking activities, including brokerage services, insurance, trust activities, etc.

  • Cases studies, which give you the opportunity to work problems that deal with current issues.

  • Up-to-date bank regulatory and legal changes, including forthcoming Basel II and the Financial Services Modernization Act of 1999.

Table of Contents

Pt. IIntroduction1
Ch. 1Functions and forms of banking2
Ch. 2The bank regulatory environment28
Ch. 3Evaluating bank performance53
Pt. IIAsset liability management95
Ch. 4Bank valuation96
Ch. 5An overview of asset/liability management (ILM)116
Ch. 6Techniques of asset/liability management : futures, options, and swaps146
Pt. IIIInvestment, lending, and liquidity management175
Ch. 7Investment management176
App. 7AInvestment policy of a major U.S. bank207
App. 7BModern portfolio theory and bank securities management211
Ch. 8Credit evaluation process216
Ch. 9Commercial and industrial lending246
App. 9AThe cost of capital279
Ch. 10Real estate and consumer lending281
Ch. 11Liquidity management312
Pt. IVCapital, liabilities, and off-balance sheet management341
Ch. 12Capital management342
Ch. 13Liabilities management372
Ch. 14Off-balance-sheet activities402
Pt. VDomestic and international financial services429
Ch. 15Securities, investment, and insurance services430
Ch. 16Other financial services446
App. 16AFDIC insurance coverage459
Ch. 17Electronic banking461
Ch. 18Global financial services478

Subjects