California Real Estate Finance » (9th Edition)

Robert J. Bond is a graduate of the College for Financial Planning. Prior to becoming a Certified Financial Planner, he worked in a variety of fields related to finance, including commercial banker, mortgage agent, and real estate broker. Bob was the founding director of the California Real Estate College that prepared candidates for sales and broker licensing. He has been a frequent lecturer on real estate and financial planning and has taught at UCLA, CSULA, American Institute for Continuing Education and for the College for Financial Planning. His past publications include: Personal Finance, California Real Estate Principles, Real Estate Practice, Real Estate Finance and many more. Bob had spent 30 years teaching courses in Real Estate, Finance, and Investments at Los Angeles Valley College, where he was chairman of the Business Administration Department before retiring in 1994. His professional designations and licenses have included Registered Principal (NASD), Variable Annuities Agent, Real Estate Broker, Fire and Casualty Agent, NASD Series 7 and 63, and Registered Investment Advisor.

Dennis J. McKenzie, MBA, MA Economics, was an instructor in Real Estate and Economics, College of the Redwoods. He was formerly senior faculty in real estate, University of Southern California, College of Continuing Education. McKenzie was a REALTOR?, a GRI, and a faculty member of the REALTORS? Institute. He also served as an educational consultant for the California Department of Real Estate and was a past recipient of the Teacher of the Year award granted by the California Real Estate Educators Association.

John Fesler is an instructor of real estate finance at the College of the Redwoods. He previously taught six years as an Anthony Schools real estate instructor and was also a weekend instructor at Hancock Community College. John is an authorized California Association of REALTORS? instructor to teach the State required Ethics course. He is also the committee Chair for the local real estate association Long Range Planning Committee and Grievance Committee and has served on the Professional Standards Committee.

Rick Boone received his BA from Biola University in 2000 and is currently pursuing an MBA from CSU Fullerton with an emphasis on entrepreneurship. After nearly a decade as an investment real estate agent, Rick began teaching at Orange Coast College, Costa Mesa, where he continues to teach real estate courses and serves as vice president of their Executive Board.

This highly practical real estate finance book reflects the current status of the real estate financial market. While the primary focus is on real estate financing principles and practices in California, it also examines the latest developments in real estate financing including the new national mortgage loan officer licensing laws. This new edition simplifies the increasingly complicated aspects of real estate lending and the new legislative mandates. Users will learn the impact current financial markets have on the real estate transaction and gain an understanding of the various types of lenders; different types of financing options; the process of a mortgage; and common mortgage problems.